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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.20
$25.80
$27.60
$27.90
$28.20
$30.00
$30.60
$32.40
$33.60
$35.10
$35.70
$38.40
$39.00
$42.30
$43.80
$45.90
$47.40
$49.50
$50.70
$54.90
$57.30
$59.70
$62.40
$65.70
$69.30
$73.50
$78.00
$83.10
$88.50
$94.80
$104.70
$114.30
$123.60
$138.90
$152.40
$169.20
$186.60
$205.50
$226.50
$252.00
$276.90
$306.60
$336.60
$406.50
$443.70
$485.70
$531.90
$582.00
$636.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$51.60
$55.20
$55.80
$56.40
$60.00
$61.20
$64.80
$67.20
$70.20
$71.40
$76.80
$78.00
$84.60
$87.60
$91.80
$94.80
$99.00
$101.40
$109.80
$114.60
$119.40
$124.80
$131.40
$138.60
$147.00
$156.00
$166.20
$177.00
$189.60
$209.40
$228.60
$247.20
$277.80
$304.80
$338.40
$373.20
$411.00
$453.00
$504.00
$553.80
$613.20
$673.20
$813.00
$887.40
$971.40
$1,063.80
$1,164.00
$1,273.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.00
$66.60
$69.60
$72.00
$72.60
$76.20
$76.80
$81.60
$84.00
$86.40
$91.80
$94.20
$99.00
$103.80
$105.60
$113.40
$118.80
$122.40
$129.00
$132.60
$138.60
$145.80
$153.60
$160.80
$169.20
$178.80
$188.40
$199.80
$210.60
$223.20
$235.80
$258.00
$279.60
$302.40
$325.80
$367.80
$403.20
$447.00
$492.00
$540.60
$595.20
$657.60
$724.80
$801.60
$881.40
$1,057.80
$1,159.20
$1,269.00
$1,385.40
$1,515.00
$1,658.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov